True-up process
The Ohio Bureau of Workers’ Compensation (BWC) provides workers’ compensation coverage
based on estimated payroll. Therefore, at the end of the policy year, BWC asks employers to report
their actual payroll for the prior policy year and pay any shortage (or receive a refund for any
overage) in premium. This process is called a true-up. If the true-up is not completed timely, the
following may occur:
• Employer will not be eligible for prior year rebates and incentives
• Employer will be removed from current year programs
• Employer will become ineligible for programs the following year and will continue to
remain ineligible for all future years until all past true-ups are completed.
How to report payroll and complete the true-up
Although employers may contact BWC at (800) OHIO-BWC (800.644.6292) and complete their
true-up report over the phone, BWC anticipates high call volumes and long wait times. They
strongly encourage employers to complete their true-up report online through their BWC e-account
at www.bwc.ohio.gov. If you do not have an e-account, simply select the Create E-Account Link to
begin. You will need your BWC policy number and/or Federal Tax Identification Number.
Deadline
Private employers - True-up report must be completed and payment received no later than
August 31, 2026.
Please note: There is no longer a grace period. True-up and payment (if owed) must be POSTED by
the deadline date.
If you have any questions, contact our Sedgwick program manager, Julia Bowling at
julia.bowling@sedgwick.com or ph 513-218-4062.