Group Retrospective Rating - Sedgwick

Group Retrospective Rating
If you are a private employer that did not enroll or qualify for a Group Rating premium discount program in
November for the 2026 policy year, Group Retrospective Rating may be an excellent option for your organization
to still consider.
Group Retrospective Rating is a performance-based incentive program designed to recover a portion of premium
for employers that reduce injury rates and lower associated claims costs. It is similar in concept to Group Rating, as
employers are evaluated as if the group was one big organization. However, with this program, organizations
continue to pay their own individual premium but have the opportunity to receive retrospective premium
adjustments (refunds or assessments based on the performance of the group) at the end of each of the three
evaluation periods performed by the Ohio Bureau of Workers’ Compensation (BWC).
To have successful outcomes in a group retrospective rating program, employers must be committed to improving
workplace safety and accident prevention and take appropriate action to reduce the frequency and severity of
accidents involving their employees. In order for Sedgwick to timely file all July 1, 2026 program year enrollment
information with the Ohio Bureau of Workers’ Compensation (BWC), we request that your enrollment materials be
received by our office on or before Friday, January 23rd, 2026.
If you are evaluating other group retrospective rating programs, we recommend carefully analyzing the savings
quote to make sure you are comparing similar discounts, maximum assessment levels, service offerings and of
course, past results of the group administrator.
If you have any questions, contact our Sedgwick program manager, Julia Bowling julia.bowling@sedgwick.com or
via phone 513-218-4062.